Now is the time to tighten your belt straps and save some money to buy a 2-4 unit property. As I have said may times on this site...one 2-4 unit building will save your life when you are older. All you need to save is 3.5% for the down payment. You can get a credit that will pay for your closing costs from the lender by taking a slightly higher rate. The 3.5% can also be a gift from parents or another family member if you don't have the cash. There is no reason not to do this sooner rather than later if you do not own a property yet.
The beauty of a 2-4 unit property is that the tenants will pay for a good portion of your mortgage every month. Then when the building is paid off in 20-30 years you will have a free place to live and also income from the other units. You will not have this if you plan on relying on Social Security. You won't have much if you plan on relying on Social Security. And after they get done with their cuts you might not have anything.
Better to be safe not sorry. So what do ya say? Let's put down the Starbucks, put away the credit cards and start making plans to be rich in real estate.